Top 10 Retirement Planning Solution Providers 2025
What Retirement Looks Like in the Modern Financial Era
Retirement has long been viewed as the finish line—the point at which years of hard work finally yield the reward of freedom and rest. But in today’s rapidly evolving world, that definition no longer holds. The modern retiree isn’t simply stepping away from work; they’re stepping into a new phase of life that demands as much planning, foresight, and adaptability as any career ever did.
As life expectancy rises and economic conditions fluctuate, retirement planning has become one of the most complex and critical aspects of financial well-being. What once relied on predictable pensions and static savings plans now requires a more dynamic, technology-driven, and deeply personalized approach. Individuals today must navigate a web of investment choices, tax implications, healthcare costs, and shifting markets—all while striving to preserve the quality of life they’ve worked so hard to achieve.
This evolution has placed retirement planning service providers at the heart of a financial revolution. No longer are they mere investment managers—they’ve become educators, strategists, and lifelong partners in helping people design sustainable futures. The most forward-thinking firms are embracing technology, integrating artificial intelligence and data analytics to create predictive retirement models that adjust in real time. Yet, even as innovation drives progress, the human element remains irreplaceable. The best providers combine digital precision with empathy and understanding, ensuring clients feel seen, heard, and supported through every life transition.
As Financial Business Outlook looks toward the future of retirement, one thing is clear: the role of retirement planning professionals has never been more vital.
Company:
Alliance Pension Consultants
Management:
Jeffrey B. Feld
Designation:
Principal
Headquarters:
Deerfield, IL
Website:
alliancepension.com
Alliance Pension Consultants has been a trusted leader in retirement plan design and administration since 1979. Known for its experienced guidance and creative plan solutions, the firm helps organizations build strong, compliant, and cost-effective retirement programs. With a focus on personalized service, regulatory expertise, and long-term financial outcomes, Alliance Pension Consultants supports businesses and their employees in achieving meaningful retirement readiness.
Company:
Annexus Group
Management:
Ron Shurts
Designation:
Co-Founder & CEO
Headquarters:
Scottsdale, AZ
Website:
annexus.com
Annexus designs solutions to help Americans grow and protect their retirement savings. For over a decade, Annexus has developed market-leading fixed indexed annuities and indexed universal life insurance products. In close collaboration with design partner Genesis Financial, Annexus has forged partnerships with Athene, Nationwide and Securian, Barclays and Merrill Lynch.
Company:
GECU
Management:
Crystal Long
Designation:
President & CEO
Headquarters:
El Paso, TX
Website:
gecu.com
GECU is a community-focused financial institution rooted in the philosophy of people helping people. For more than 85 years, it has supported individuals and families in achieving goals such as homeownership, business growth, and long-term financial stability. Based in El Paso, GECU offers trusted banking services, guidance, and resources designed to uplift the community and help members build strong, secure futures.
Company:
Leading Retirement Solutions
Management:
Kirsten Curry
Designation:
Founder & CEO
Headquarters:
Seattle, WA
Website:
leadingretirement.com
Leading Retirement Solutions helps entrepreneurs and business owners design retirement plans that support growth, employee well-being, and long-term financial security. Their expert team provides customized plan design, administration, compliance, recordkeeping, and reporting across 401(k), 403(b), Defined Benefit, ROBS, ESOPs, and more. With access to 24,000+ investment options and strong collaboration with advisors and CPAs, they deliver flexible, high-quality retirement strategies with proven client satisfaction.
Company:
NWPS
Management:
Adam Brown
Designation:
President
Headquarters:
Seattle, WA
Website:
nwpsbenefits.com
NWPS supports advisors by managing retirement plan operations, participant services, and compliance, allowing advisors and their clients to stay in control of key decisions. Serving over 1,100 companies with more than 515,000 participants and $47 billion in retirement savings, NWPS provides proactive, detail-oriented support. As an independent firm, they focus solely on administration and service, not investment advisory business.
Company:
Pacific Advisors
Management:
Misty Weltzien
Designation:
CEO
Headquarters:
Irvine, CA
Website:
pacificadvisors.com
Pacific Advisors LLC helps individuals plan and support a financially confident life, both now and into the future. As an agency of The Guardian Life Insurance Company of America, they offer insurance, investment access, and financial guidance through aligned partners and licensed professionals. Their services are designed for general financial education, encouraging clients to consult tax, legal, and accounting experts for personalized decisions.
Company:
PCS Retirement
Management:
Mark Klein
Designation:
CEO
Headquarters:
Philadelphia, PA
Website:
pcsretirement.com
PCS Retirement is a leading retirement plan provider known for delivering modern, simplified solutions across all plan types. Built on a client-first promise, PCS offers a truly conflict-free experience with no proprietary funds or hidden agendas. Their streamlined platform and dedicated support have contributed to their rapid national growth, helping advisors, employers, and participants achieve greater clarity, confidence, and long-term retirement success.
Company:
Strategic Retirement Partners
Management:
Jeff Cullen
Designation:
CEO
Headquarters:
Los Angeles, CA
Website:
srpretire.com
Strategic Retirement Partners is an independent retirement plan consulting and wealth management firm with more than 130 professionals across 34 offices nationwide. Founded in 2015, SRP helps plan sponsors manage fiduciary responsibilities while supporting the retirement goals of employees. Through its SEC-registered RIA, WELLth Advisory Services, SRP extends guidance beyond retirement plans to support the broader financial well-being of individuals and families.
Company:
The Retirement Advantage
Management:
Matt Schoneman
Designation:
President
Headquarters:
Appleton, WI
Website:
tra401k.com
The Retirement Advantage, Inc. (TRA) is a leading national retirement services provider specializing in third-party administration, retirement plan design and fiduciary support. Serving financial advisors, wealth managers, and businesses of all sizes, TRA manages more than 11,000 plans and $13 billion in assets. As the largest privately held 401(k) administrator in the U.S., TRA is known for expert consultation, reliable service, and precise, timely delivery.
Company:
The Retirement Solution
Management:
Jim Black
Designation:
Founder & CEO
Headquarters:
REDMOND, WA
Website:
theretirementsolution.com
The Retirement Solution, founded in 2007, operates on the principle that doing the right thing for the client is always the top priority. As a fiduciary firm, it is committed to acting solely in each client’s best interest. The team provides personalized financial guidance and retirement planning strategies designed to support long-term security, clarity, and confidence in every stage of retirement.
